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FAQ
​WHAT IS A HOUSING CO-OPERATIVE?
Wisden is not an ordinary rented housing scheme it is a fully mutual housing Co-operative as defined by Section 5 of the Housing Associations Act 1985 and Schedule 1 of the Housing Act 1988.
Fully mutual housing co-operatives are Registered Social Landlords whose rules require that tenants must be members of the co-operative and only tenants or prospective tenants may be members. Members of a fully mutual housing co-operative forgo the Right to Buy.
Each tenant purchases a £1 share to become a member of the Co-operative, hence the housing is owned and controlled by tenants.
Although each member/tenant only rents their own individual accommodation together they comprise the members of the Co-operative which owns the housing and thus can take responsibility for and exert collective control over the property. This means there is not a Landlord – it is the member tenants themselves who take decisions and implement actions as necessary for the good of the Co-operative.
In addition, the Co-operative members undertake some of the day to day management and the maintenance of the property, in so doing it is possible to earn a ‘surplus’ which can be used for improving communal facilities or for stabilising the rent.
HOW DID WISDEN COME TO EXIST?
The 1975 Housing Rents and Subsidies Act enables groups of people wishing to set up Co-operative Housing Schemes to obtain Government funding.
Such a Group, mostly members of the Sishes Housing Co-operative, formed a Development Committee with a view to creating another housing Co-operative which would.
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Cater for an older age group of people than that at Sishes.
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To supply accommodation where each unit would be fully self-contained i.e. unlike Sishes where the majority of housing is based on the house sharing principle.
The Development Committee, aided by the Society for Co-operative Dwellings (SCD) worked through all the necessary legalities including registration of a set of rules for the proposed Co-operative with the Registrar of Friendly Societies, thus making the Co-operative a legal body; registration with the Housing Corporation followed.
It was from the Housing Corporation, a Central Government body, that the funding required for the creation of Wisden was obtained.Negotiations were held with other bodies particularly the Stevenage Development Corporation (now defunct), the New Towns Commission who allocated the land and Stevenage Borough Council who took over the SDC responsibilities and were most supportive.
Consultations with the Architects (NBA now Haverstock Associates) were held that the outcome was an attractive place to live at a reasonable cost.
The first tenants were interviewed by the Development Group and draw into understanding the running of the scheme prior to living here.
In May 1983 the first tenants moved into Wisden, for the Development Group a dream had been achieved, a housing scheme run on Co-operative principles to serve the local community.
BADER CLOSE
The road in which Wisden is situated was named Bader Close by the Stevenage Borough Council in tribute to a great British aviator, Group Captain Sir Douglas Bader CB,DSO, DFC (1910-1982)
Born in London in 1910, he was commissioned from Cranwell in 1930. He lost both his legs in a flying accident in 1931 and was invalided out but overcame his disability and returned to the RAF in 1939.
He commanded the first RAF Canadian Fighter Squadron, evolving tactics that contributed to victory in the Battle of Britain, during which he was stationed at Duxford. He was captured in 1941 after a collision with an enemy aircraft over Bethune in France.
Thrice mentioned in despatches, holder of the DSO and DFC with bars, the Legion of Honour (France and the Croix de Guerre (France, he left the RAF in 1946.
A great pilot and a leader of ‘The Few’ set an example of fortitude and heroism that became a legend.
He was, for a short time, a Member of the Board of what was formerly the Stevenage Development Corporation.
Later in life he was awarded a Knighthood.
See the book ‘Reach for the Sky’ written by Paul Brickhill.
HOW DO THE MEMBERS RUN THEIR CO-OPERATIVE?
Each year there is an Annual General Meeting which all members should attend as this is their opportunity to elect the members, they want to for the General Committee to conduct the affairs of the Co-operative for the next year.
This meeting elects the following.
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Chairman
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Vice Chairman
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Secretary
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Assistant Secretary
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Joint Treasurers – Head of Finance Group
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Lettings Officer – Head of Lettings/Interview Group
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Maintenance Officer – Head of Maintenance Group
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Maximum of 14 general Committee Members.
From the General Committee Members, the Co-operative policy determines that the following positions will be filled.
#Head of Social Group
#Head of Common Room Group
#Head of Gardening Group
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It is essential that as many members as possible become involved in the Co-operative activities to ensure that all aspects of community life function smoothly, hence members not elected to the Committee can still perform an active role by volunteering to serve on any of the Co-operative groups.
DUTIES OF OFFICERS AND GROUPS
Chairman
Is responsible for presiding over Co-operative meetings to ensure that all matters relating to the running of the site are discussed and any actions executed.
Vice Chairman
Works in close liaison with the Chairman and must have a full understanding of the work they do and assumes the Chairman’s responsibilities in their absence.
Secretary
Deals with all the Co-operative’s general correspondence. Responsibilities include calling all major Co-operative meetings, taking minutes at meetings and circulating them as necessary, keep on file all Co-operative records i.e. letters, minutes etc. During meetings the Secretary must ensure that all relevant information is available such as quotations, reports etc.
The Secretary is responsible for all legal aspects concerning the Co-operative. All out going correspondence with any legal connotations must be signed by the Secretary, even if the business concerned is the direct responsibility of another Officer.
Assistant Secretary
Generally, assists the Secretary in their duties. Deputises in the absence of the Secretary at Co-operative meetings etc. The Assistant Secretary cannot sign any legal documents on behalf of the Co-operative. Approval of documents with legal connotations is the sole responsibility of the Secretary.
Treasurer
Under the present structure there are two Co-operative Treasurers each assuming equal responsibilities, these fall under five headings, detailed as follows.
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Finance Group
The Treasurers head this Group from which are drawn the Rent Clerks, Petty Cash Officer etc, who have day to day involvement in the Co-operatives’ financial affairs.
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Rent – Accounting and Arrears Control
Analyse rent arrears and initiate Co-operative’s arrears policy when necessary.Provision of a monthly ‘Rent Arrears’ report for the General Committee.Supervising the entry of rents onto weekly cash collected sheets.
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Budget
Liaison with Managing Agents when preparing
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Ensuing years budget proposals
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Biannually drawing up proposed rents for re-registration with the Rent Officer.
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Payment of Bills
Finance Group have the authority to pay mandatory items of expenditure such as mortgage and rates etc.Any non-standard items of expenditure to be sanctioned by the General Committee.
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Petty Cash
Organise availability of petty cash.Supervision and periodic auditing of the Petty Cash book.
Lettings Officer
The Lettings Officer is the head of the Lettings/Interview Group with responsibilities which fall under six headings, detailed as follows.
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Lettings Policy
Recommend/amend as necessary and obtain the General Committee approval. Ensure approved policy is officially published.
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Applicants Seeking Accommodation
Answering initial enquiries, sending out application forms and assessing same on their return to ensure relevant criteria is satisfied i.e. the applicant is over 23 years of age, lives, works or has strong family links to Stevenage.
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Interviews
Arrange interview sessions to assess whether applicants have a real housing need and are suitable to the Wisden principles and environment.
Notify interview results to applicant, by post.
Arrange interview training sessions as necessary.
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New Tenancies
Arrange date for commencement and issue Tenancy Agreement, keys and rent book on agreed date, explaining how the rent is to be paid.
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Terminated Tenancies
Advise the Treasurer so that rent situation can be established. Advise Maintenance Officer such that flat is inspected to determine whether it is in a tenantable condition or not. Obtain keys and a forwarding address from vacating Tenant.
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General
To ensure requisite percentage of tenants at Wisden are from the Stevenage Borough Council housing list.
Compile Waiting List and Internal Transfer List.
Liaise with other housing authorities/organisations.
The ultimate objective of the Lettings Officer is to keep the number of ‘voids’ to a minimum at the same time ensuring the Co-operative’s principles are not sacrificed.
Maintenance Officer
The Maintenance Officer works in conjunction with the Maintenance Administrator and assists in the following.
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Routine maintenance of all flats (internal and external) and lobbies plus the Co-operative’s outside lighting.
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Maintenance of the Amenities Building and general site facilities including the boundary fences.
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Approval, via the General Committee, of alterations particularly of a structural or electrical nature which Tenants may wish to make to their flats and to inspect such alterations on completion.
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Assist the Maintenance Administrator inspecting flats to determine whether they are tenantable or not.
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Safety of internal footpaths during inclement weather.
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Social Group
This Group is headed by a member of the General Committee.The purpose of this group is to provide various types of activities to bring together members of the Co-operative in a social rather than a business environment to enhance the community spirit.​
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Gardening Group
This Group is headed by a member of the General Committee. The responsibility of this Group is to maintain the grounds and keep them in reasonable order.
The grounds are quite extensive and need regular grass cutting, weeding and general litter clearing. On occasions it may be necessary to hire outside contractors for the grass cutting but the weeding and litter clearing can be clearly be done by Co-operative members.
Remember this is where you live so please help to keep it tidy.
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THE COMMON ROOM
This room is situated in the Amenities Building and is used for Co-operative business such as meetings, interview sessions and social gatherings etc.
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CO-OPERATIVE NOTICE BOARD
This is found affixed to the wall of the Amenities Building.
An up-to-date list of all the Co-operative Officers/Committee Member plus emergency contacts in case of property maintenance type problems will always be on display.
If you have a problem and need to know who to contact
SEE THE NOTICE BOARD
MANAGING AGENTS
The Managing Agents have offices in the Amenity building and are open to deal with taking rent, general enquiries and to deal with the day to day running of the Co-operative.
They also attend all Committee meetings and make sure necessary information is passed to each member by the way of minutes.
Although as much of the Co-operative business as possible is conducted by the members themselves it is nevertheless essential that a professional management support is always available to deal with activities and situations where special expertise is required. Such support will also ensure that there is continuity of the managing agents when Co-operative officers resign or leave Wisden.
Thus, the Co-operative employs Management Agents whose basic role is to advise the General Committee to act on the Committees instructions. Finance, in particular rent and rent arrears form the bulk of the work and the bills that have to be paid and the property kept in good repair.
Certain tasks are always undertaken by the Agent, such as keeping the statutory books at the registered office, acting as a buffer between the Co-operative members and officialdom and keeping a regular check on the bank balance.
Office Manager
Employed by Wrights to provide overall support to the Co-operative. Duties include all banking, setting of budgets, dealing with insurance and the general day to day running of the Co-operative. They ensure that all legal aspects and legislation are carried out and also deal with housing authorities for those on benefit or receiving housing benefit. The Officer Manager is responsible for the hiring of external contractors such as gardeners, cleaners, window cleaners and works closely with the Maintenance Administrator.
Maintenance Administrator
The Maintenance Administrator is responsible for all the maintenance issues concerning the site including arranging for contractors to attend site for electrical, plumbing and other maintenance issues. They liaise with the tenants and contractors for works such as kitchen and bathroom renewal, in order to make sure the Co-operative adheres to current legislation.
They also work closely with the Lettings Officer in the relet of all properties making sure that all flats meet requirements.
They are also responsible for liaising with utility companies and all ensuring that all areas are maintained to a high standard.
Implementation of services especially to external areas such as lighting, guttering, roofing and other permanent structures within the buildings/grounds.
Implementation of repairs/redecoration, which necessary, to vacated flats.
They also deputise in the absence of the Office Manager and provide general support as a Managing Agent.
Secretary
The Secretary is to provide support to the Office Manager and Maintenance Officer. They also make sure that all paperwork, notices and lists are kept up to date.
TYPES OF ACCOMMODATION/AMENITIES AT WISDEN
People aged 23 years and over, form the 98 strong community housed in flats and bedsits.
Bedsits
There are 18 of these studio flats as they are sometimes termed, fully self-contained comprising a living/sleeping area, separate kitchen and bathroom/toilet.
One Person Flats
These form the main type of accommodation, being 60 in number and there are basically two types as described below.
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Living room, separate kitchen, bedroom and bathroom/toilet plus a small hall – there are several different types of layout.
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Kitchen/living area (separated by a fixed divider unit), separate bedroom and bathroom/toilet plus a small hall.
Two Person Flats
There are 10 of these flats each comprising a living room, separate kitchen and bathroom/toilet plus a large hall leading to two bedrooms.
General Notes
Bedsits and one person flats are strictly one person i.e. NO SHARING.
Amenities
Included at Wisden is a community centre building comprising of a meeting/common room, office, laundrette and toilets. There are also two open air drying areas on site and three refuse/recycling collection points.
Accommodation Transfers
Members wishing to change their type of accommodation must make their application in writing to the Lettings Officer to have their name added to the internal transfer list.
Internal Alterations to Flats
Members wishing to make alterations of a permanent nature i.e. structural or electrical must make an application in writing to the Maintenance Officer to obtain the necessary permission. Note: No external alterations are allowed.
Pets
Members and applicants should note that dogs are not allowed, exception to the rule is Guide Dogs but this is only with prior permission from the Committee. Please refer to the Pet Policy held in the office.
We do however allow a maximum of 10 cats to be kept on site and only allow one per flat, this is only after permission has been sought and gained from the Committee. All cats must be neutered before being accepted. The Co-operative reserve the right to ask you to remove any pets that are not registered or cause the annoyance of your fellow tenants/neighbours as described in the agreed Pet Policy.
Useful Hints
Use correct wall fixings for internal walls (plasterboard type). Take care when drilling into this type of wall as it is extremely easy to drill completely through.
In the one person flats please avoid putting any internal wall fixings in line with the main gas supply pipe leading from meter boxes.